Scammers increasingly use a hacked account to make purchases using the debit card or credit card on file. Paypal reimburses the original scammer, and sellers lose out. Once the seller pays them back, the overpayment scam kicks in, and the buyer will claim that the account was compromised and this original payment was an unauthorized payment. The seller is asked to pay back the overpayment. Scammers will make a payment to sellers that exceeds the cost of the item purchased. This scam is more likely to happen with direct payments via Paypal. This kind of advance fee fraud is one of the more common scams and will likely come via email links from a Paypal scam email. With this scam, users are notified that they have won some prize or competition via Paypal and will need to pay a small fee to receive their award. However, the seller protection program can help if sellers provide a shipment tracking number and other details using Paypal’s resolution center. This can be frustrating for sellers as they will lose both the item and the payment funds received. The eBay/Paypal scam is when legitimate buyers buy an item off eBay using Paypal, then state the item wasn’t received or was damaged, to get a refund via buyer protection without returning the item. Before you send money, double-check whether it’s a valid invoice or user, and contact Paypal if you’re unsure. It usually comes from a real Paypal account instead of a fake PayPal email, which is why it’s easy to believe. PayPal Invoice ScamsĪ recent scam is where users receive a fake invoice or a ‘money waiting’ notification from a real Paypal account and ask them to call a fake number to dispute the charge. It then directs the person to call a fake Paypal telephone number where they can collect your information. It consists of getting a fake email invoice from a fake account, Nova Armory, claiming that a payment has been sent to the Paypal user’s account. The Nova Armory PayPal scam is a little more elaborate than the phishing email scam. It’s best not to click on any links in the text, and always check whether you’re being redirected to a scam website. It’ll often be cryptic about a pending Paypal payment or an issue needing you to log in immediately. Similar to the PayPal email scam, the other method scammers use to get your login information is through a fake text from Paypal. Always check the sender’s email address and check if it’s an actual email address from the company when you get an email from PayPal, especially if it’s redirecting you to a fake site. Scammers will often send Paypal scam emails where it looks like the email came from the company but leads you to a fake website to enter your credentials.

I got scammed on paypal